Which permissible purpose includes connection to credit transaction or account review, employment, professional license, or insurance policy?

• A. Connection to credit transaction or account review, employment professional license, Insurance policy
• B. For marketing
• C. To verify personal acquaintances
• D. For political campaign contributions

Answer: (A)

The key idea is understanding when a consumer report can be accessed under permissible purposes. Legitimate uses include evaluating a credit transaction or reviewing an existing account, making employment decisions, supporting licensing or certification, and underwriting or issuing an insurance policy. Those are exactly the scenarios listed in the correct option, which is why it’s the best answer: it matches the recognized permissible purposes for pulling a consumer report.

The other options don’t fit because they describe uses generally not allowed as permissible purposes for obtaining consumer reports (marketing without the proper consent, verifying personal acquaintances, or political campaign contributions).